Built with and for Independent Agencies

Prospect to Submission Intelligence

Prospect to Submission Intelligence

Prospect to Submission Intelligence

From finding the right businesses to submission-ready insight,  with clear reasoning, identified gaps, and what to do next.

Everything You Need — In One Platform

A system that turns businesses into structured, submission-ready risk

Accelerate your sales with powerful AI tools built just for producers

Accelerate your sales with powerful
AI tools built just for producers

From finding the right businesses to structuring and placing risk - each step is grounded in clear reasoning and a structured understanding.

From finding the right businesses to structuring and placing risk - each step is grounded in clear reasoning and a structured understanding.

From finding the right businesses to structuring and placing risk - each step is grounded in clear reasoning and a structured understanding.

Pipeline Builder

Pipeline Builder

Find businesses worth pursuing

Use search and similarity to surface businesses that match what you already write - and what carriers will consider.

  • Search by industry, size, geography, and risk profile
  • Find businesses similar to accounts you already write
  • Work from enriched profiles that are ready to evaluate

Use search and similarity to surface businesses that match what you already write - and what carriers will consider.

  • Search by industry, size, geography, and risk profile

  • Find businesses similar to accounts you already write

  • Work from enriched profiles that are ready to evaluate

Risk Understanding

Risk Understanding

Understand how the business actually creates risk

Break the business down into how it actually operates - then map those operations into exposures, coverage needs, and underwriting considerations.

  • Operations, workforce, and services
  • Property, fleet, and assets
  • Exposure mapping across lines
  • Benchmarking against similar businesses to surface risk

Break the business down into how it actually operates - then map those operations into exposures, coverage needs, and underwriting considerations.

  • Operations, workforce, and services

  • Property, fleet, and assets

  • Exposure mapping across lines

  • Benchmarking against similar businesses to surface risk

Program Structuring

Program Structuring

Turn risk into submission-ready programs

Take a structured understanding of the business - and turn it into a clear, submission-ready program.

  • Coverage recommendations by line
  • Exposure bases (payroll, units, vehicles, etc.)
  • Premium ranges with clear rationale
  • Program structure across locations, assets, and schedules

Take a structured understanding of the business - and turn it into a clear, submission-ready program.

  • Coverage recommendations by line

  • Exposure bases (payroll, units, vehicles, etc.)

  • Premium ranges with clear rationale

  • Program structure across locations, assets, and schedules

Placement Strategy

Placement Strategy

Decide how the risk should be written and placed

Bring structure, carrier fit, and positioning together — so you can see how the risk should be presented to the market.


  • Carrier appetite alignment

  • Program structure and segmentation

  • Submission-ready narrative

  • Reasoning behind placement approach


When a producer faces an unfamiliar class or a complex risk, Otto doesn't just provide information – it acts as a trusted advisor, helping turn uncertainty into opportunity, questions into answers, and prospects into clients.


With 50-80% of new producers failing within two years,

With 50-80% of new producers failing within two years,

Otto turns steep learning curves

Otto turns steep learning curves

into growth curves for producers,

into growth curves for producers,

transforming how agencies grow, sell, and succeed.

transforming how agencies grow, sell, and succeed.

  • Empower Producers • Delight Clients • Drive Agency Growth •

Fast-track producer growth and
unlock your agency's potential

Fast-track producer growth and
unlock your agency's potential

Otto doesn't just help producers learn faster—it accelerates book building, boosts confidence in taking on new and complex risks, and helps agencies unlock growth they didn't think possible.

Drive Pipeline Growth

2X

Watch Otto fill your pipeline with ideal prospects who fit your expertise and carrier appetites.

Watch Otto fill your pipeline with ideal prospects who fit your expertise and carrier appetites.

Increase Carrier Hit Ratios

40%

See across carriers and the business classes of your pipeline to increase carrier hit ratios.

See across carriers and the business classes of your pipeline to increase carrier hit ratios.

Improve Quote-to-Bind Ratios

20%

Otto gives you the confidence and freedom to write classes of business you can close.

Otto gives you the confidence and freedom to write classes of business you can close.

Want to help shape the first AI sales platform for independent commercial insurance producers?

We're on a mission to help 1000s of commercial producers thrive.
We're on a mission to help 1000s of commercial producers thrive.
We're on a mission to help 1000s of commercial producers thrive.
Join other commercial producers and independent agencies ready to slash validation times, convert more prospects, and unlock agency growth.
Join other commercial producers and independent agencies ready to slash validation times, convert more prospects, and unlock agency growth.
Join other commercial producers and independent agencies ready to slash validation times, convert more prospects, and unlock agency growth.

FAQ

FAQ

What is Otto?

How is Otto different from other solutions?

How accurate is the prospecting information?

Our agency is unique-will this force us to change how we operate?

Prepare better business, faster

Find the right accounts, understand them deeply, and walk into every submission with clarity.

Find the right accounts, understand them deeply, and walk into every submission with clarity.